by best, they doesnt matter if the additional is made to your loan and/or c/a beneficial, it’s still dominating reduction if the in both one of they. because of the leftover. we wouldnt understand how it works truth be told there. (consult their particular again perhaps?)circumstances 2 = semi-flexi has only 1 account. so your own to reduce your prominent, the cash Need to borrowing from the bank toward casing mortgage account (at the mercy of LO TnC). one payment made to your own c/a has nothing to do with their dominating because these accs aren’t connected. therefore, the next administrator was “korek”. =)
Indeed for scenariio 1= I asked the newest officer about your antique loan, she told you perhaps not flexi then indicates me personally best to capture almost every other completely flexi package.
Scen dos= so this is “korek” haha. You function any kind of a lot more commission to mortgage an effective/c commonly subtract the principal amte to that LO, how about the fresh T&C stated that we should instead give progress notice and make extra fee. but the administrator informed me not want because their LO perhaps not upgrade, the brand new LO however in accordance with the dated one to, however the bank system currently posting. Why does ? I am frightened once signing often feel dissapointed about later on, all mth needs to observe bank giving down-payment .
Got to posting financial?
.As to why do not such as for example completely flexi? Or no go out create advance payment should improve bank, i wld as an alternative take completely flexi. Save time.
Heard in addition to Hleong islamic no securing period, pledge you might tell united states for many who got people futher info. Thx.
Indeed to possess scenariio step one= I asked new administrator concerning your conventional mortgage, she told you not flexi up coming suggest myself better to grab other totally flexi package.
Scen dos= so this is “korek” haha. You setting whatever a lot more payment to loan a great/c tend to subtract the principal amte to that LO, how about brand new T&C reported that we must give get better find and then make additional payment. but the administrator told me not require since their LO perhaps not posting, the new LO nevertheless based on the old that, however the bank operating system currently enhance. How does ? I am afraid shortly after signing will regret later on, all mth has to find bank to offer advance payment .
Reached improve financial?
.Why never like completely flexi? If any day make deposit needs to up-date lender, i wld rather just take completely flexi. Save your time.
Heard along with Hleong islamic zero securing several months, vow you could share with all of us for those who got people futher info. Thx.
if its partial otherwise full flexi, the almost the same. just think from it as a handbook vehicle or vehicle vehicle. highest FC and up-keep costs on the benefits compared to way more base work at minimal maintaince costs. seemingly talking.
out-of individual point of view, i’ll say wade complete-flexi if you possess the extra bucks and in case you going to help you roll the cash that often.
i am not saying totally sure on UOB’s pratices, however, you can also be consult with the officials what type of observe to really make the most payment? over the counter see, thirty day period see ahead of time etc.
Do any one with this specific loan bundle. Pls share some light in my opinion. My personal main concern ‘s the get better/prepayment. bad credit personal loans Nevada Let’s say mthly fees try RM1k, and i shell out RM1.5k all mth into the financing a/c. Does the newest RM500 tend to deduct in the Dominating amt , following decreasing the attract charge?
You to definitely told you”No”, the excess fee will park on good/c and you will apply while the a great mthly repayment when due. Observe needs to be made available to lender in the event that require the extra fee as deduct the main. She recommend us to take-up the full flexi mortgage.